Hard money Vs. unsecured loan

[Petra Harper]

I am looking to do my first flip. My partner & I were about to go with a HML, Lima One. We know that HML's are expensive but did not think we had any other options. I just thought about and googled, unsecured loans and came across One Stop Funding Solutions or onestopfundingshop.com. Here is what they offer: Interest Rate as low as 6.99% 0% intro rates for the first 6 – 12 months No Collateral Our credit lines are unsecured No liens against any work equipment or property NO UPFRONT COST We are paid on results only No Restriction on Use Funding as quick as 5 business days No income verification No Employment Verification No Asset Verification 680+ credit score Funding as quickly as 5 business days Has anyone used or know about this company? Any thoughts on or feedback on an unsecured loan? Any suggestions on our options for funding our flips, besides a local bank? TIA!