Hey @Owen Michehl you have taken the right first step by joining Bigger Pockets. Hit up the events page and find a meetup first off. Do you have a w2 job? Got some free time and do you own a home yet? 10K will go a long way toward your first deal!
@Owen Michehl sounds like your expenses are pretty low and you have a good amount of time on your hands. Explain a little more what you mean about no borrowing power?
@Owen Michehl thats all banks need to know if its going to be your first property that you live in.