Looking Advise before take action.

Looking Advise before take action.

Member since 2018 · 20 posts · 5 votes

I have this situation. I am paying off all my debts with the snowball method. But I want to be back to invest in Real Estates. My debts now are $50,000 For 3 year. What you guys think, wait until pay off everything or what you suggest? Because I have many houses from 25k-50k at my area that pay $750 to $1,000 monthly in rent. I ready buy my first home where I live.

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Real Estate Agent · Garden City, NY · Member since 2016 · 3k+ posts · 1k+ votes
7y

@Ramon Paredes

Pay your debts off first. Or at least get them down to a much more manageable level. Rental properties do generate cash, but they can also eat a hole in your wallet, especially when you have to replace a boiler or water heater or change locks or replace windows or fix a leaky bathroom.

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  • Real Estate Agent · Garden City, NY · Member since 2016 · 3k+ posts · 1k+ votes
    7y

    @Ramon Paredes

    Pay your debts off first. Or at least get them down to a much more manageable level. Rental properties do generate cash, but they can also eat a hole in your wallet, especially when you have to replace a boiler or water heater or change locks or replace windows or fix a leaky bathroom.

  • Specialist · Riverside, CA · Member since 2015 · 6k+ posts · 3k+ votes
    7y

    @Ramon Paredes it really depends on the type of debt, if it is credit card debt pay it off first 100% if not then you need to do more analysis

  • Member since 2018 · 20 posts · 5 votes
    7y

    @Christopher Phillips Thanks So much for your advice.

  • Member since 2018 · 20 posts · 5 votes
    7y
    Originally posted by @Aaron K.:

    @Ramon Paredes it really depends on the type of debt, if it is credit card debt pay it off first 100% if not then you need to do more analysis



    Thanks Aaron K. Appreciate your advise, I have 10k in credit cards, 30k in a Home Equity Line, and 10k in a Personal Loan.

  • Specialist · Riverside, CA · Member since 2015 · 6k+ posts · 3k+ votes
    7y

    @Ramon Paredes I'd pay it off starting with the credit cards, it may not be the mathematically optimal strategy but it will set you up on a solid foundation.

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