County Deed Recording

[Mark Welp]

Hello,

Quick question.  This is probably somewhere in the thread, but wanted to ask.  I am getting ready to purchase a note where neither the seller nor myself lives in the state where the property is.  All of the paperwork between the assignment of the note between the buyer and seller is being done remotely.  But how do people actually get the note recorded with the county remotely (making sure the mortgage and the note transfer to my name at the county level)?  Do people use CSC e-recording?  Thanks!

[Tim S.]

I use eRecording whenever possible, as mentioned some counties aren't tech savvy and don't accept it.  

In that case, you can send the documents to the county. It is very important to call them first and find out exactly how to do it, exactly how much it will cost, to which address the documents should be sent.  If anything is off, even if you overpay by 1 cent.  They will return the package to you.  Include a cover page with instructions on exactly what you want them to do.  If multiple docs needs to be recorded in a specific order, put a post-it note on each one "record 1st", "Record 2nd", etc.  Do not rely on their website, call them.   

Even if you do this, it could still get screwed up.  I recently did one, it was returned, "incorrect payment amount, should be $90"  But I did indeed send them a $90 check, they returned someone else check to me for $60.  paperclip docs together so something doesn't accidentally fall on the floor and get lost.
 Make copies of everything you send them, including your check.  Send by carrier that can be tracked, UPS, FedEx, etc. 

Assume extreme incompetence will be in play.