Expected buyer closing costs

[Simon Stahl]

Hi BP

I was wondering what the usual buyer closing costs are in SA. I know everything is negotiable. I am not looking for an exact number, only for a ballpark of what is normal in the area. Let's say I buy a property for $50k, one for $100k and one for $200k. What would my closing costs look like without the realtor fees?

[Rick Pozos]

the seller usually pays title insurance  as they are guaranteeing title for their property. there is no transfer tax in Texas.

 I have closed on properties before where my cash to close was less than the actual purchase price because of credit for taxes.