If your goal is to buy and hold to build cash flow from rentals, doing a portfolio loan, or package deal as you call it, it would be fine. If this is a flip, we are each property will be sold separately to homebuyers, you absolutely do not want to package them together.
I didn't really state why, just gave my advice.
Sorry. Hit send too soon. The reason is because when they're packaged together you won't be able to sell them individually. You'll have to find somebody else willing to purchase all four properties. That dramatically reduces your potential pool of buyers, and increases your holding costs until you find him or her.
@Kyle Poirier it almost sounds like you are trying to wholesale them. Are the sellers motivated? If so, just find your buyers and wholesale them for whatever you can and don't worry about the financing. @Michael Cohen is right, packaging these together would be a bad move if you are looking to efflorescence them individually.
If you end up buying them idividually, and plan to sell them, remember that unless you are adding massive value (i.e. rehabbing them) then you had better plan to hold them for 2 years to avoid massive capital gains tax.
Yea, just making sure, as wholesaling is a whole different ballgame