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Kyle Badger
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Best approach to investing equity

Kyle Badger
Posted

Hello I am brand new to the experience of real estate investing and am looking for opinions on how to approach our first investment property purchase. We currently have a good amount available as cash equity in our primary residence. We are looking to invest this money in real estate and put it to work. Would the best approach be to find a cheaper home that would generate cashflow, and pay cash for it. Or is the better option to put it as a down payment on a more expensive home that would also generate cashflow. In both instances, the goal is to continue to use the equities of the homes we purchase to buy new real estate/investments. Greatly appreciate any and all opinions. 

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Stephen Horan
  • Rental Property Investor
  • Rocklin, CA
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Stephen Horan
  • Rental Property Investor
  • Rocklin, CA
Replied

I would analyze the prospective purchase and conpare the numbers. consider appreciation, cashflow, principle into new loan, and consider after tax effects ie writeoffs such as mortgage interest, depreciation, property tax

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