I'm seeing more BRRRR investors turning back to DSCR loans as an exit strategy, especially when they want faster refis or don't want tax returns to be part of the underwriting.

For anyone new to it, here are some of the advantages I'm seeing on the lending side, particularly for BRRRR deals:

✔ No tax returns or employment documents needed
The loan is based primarily on the property's rental income, not DTI.

✔ 24–48 hour preapprovals
Helpful when you need proof of financing or want to move quickly on acquisitions.

✔ Closing timelines as fast as 10–14 days
Useful for delayed financing or when trying to pull capital out quickly to recycle into the next deal.

✔ Works for both short-term and long-term rentals
Many investors are using DSCR to cash-out refi STRs after stabilization.

✔ Qualify based on rental income
As long as the property hits ratio, income documentation is minimal.

I’m curious what others here are seeing in the current market:

• • What DSCR rates/LTVs have you been offered recently?

• • How have your DSCR appraisals been lining up vs. expectations?

• • Are you using DSCR for purchase, refi, delayed financing, or all three?

• • Any lenders tightening on STR guidelines?

Would love to compare notes. The BRRRR landscape is definitely shifting, and DSCR seems to be filling the gap for investors who need speed and flexibility.