Heloc or Line of credit?

[Roberto Perez]

Here is the scenario.

A couple (empty nester), have the second floor rented and live in the first floor.

We want to get some money out of the house, but we don’t know which way to go ... we can do a Heloc?, a line of credit?

We need to work in our credit score first, but I will line to know what the best way.

And what about the reverse mortagage?

Or.....I am still working, and it is a good idea to claim early retirement and keep working?