Getting closer to a deal

[Garrick Solberg]

So, this is the best deal I have found so far in my town. Granted, I am just beginning, so there will be better deals, but on paper it seems like it could work out. Here are the details:

4/1 SFH

Asking Price: $45,000

Currently rented with a year lease for $825/month, although with no deposit.

Home was remodeled in 2003, but had it's A/C condenser stolen recently when it was vacant. Home would probably rent for 850-900 with CHA.

Owner is offering 50% financing, although his terms are a 10 year mortgage at 9% interest.

I tried to see if he was willing to drop the price, but he seemed pretty firm. I'm sure if I looked real interested and said a price drop or change in terms would sway me, he'd be willing to negotiate down a bit. Any suggestions on negotiating a better deal?