Good deal or bad deal?

[Darwin Verdugo]

The owners of a 2 bed / 1 bath newly renovated mobile home in a nice area of New York want 128k, (they asked for 140k). Here, it would rent easily for $2000/mo. The lot fee is around $700/mo. The owners won't do owner finance or accept a down payment since they're relocating and will be using that money to buy a property in Florida. Therefore there is $1,300 left over to pay a private money lender (PML) and get some cash flow as well. Now, what's a fair interest rate a PML could charge me to finance this property? What terms? Or what type of creative financing can I use? (If it's a good deal, of course) FYI, mobile homes in certain areas of New York could cost more than 100k, especially in the Hamptons. Any help is greatly appreciated, Thank you folks!