Assessing tax, insurance, mortgage etc.

[Phillip Troutman]

I'm looking to invest in a property this year and I want to know as much about the analysis process as possible. I'm working with a turnkey company and want to make sure I understand and double check all the numbers provided. I understand the process of figuring out NOI, COC, ROI etc. This may be a super newbie question but... - how do I figure the taxes on a property ? - how do I figure the mortgage ? Typically you don't know exactly what your rate is going to be on a loan until you put the property under contract right ? How you you guys do this with accuracy prior to putting it under contract? - I understand how to figure rents (look at comparable places), but any other tips would help. -how do I figure out insurance ? Is this a standard type fee ? Or does it depend on the property ? - how do I figure out property appreciation? I tried looking up the appreciation rates for a lot of places and every article or report seemed to contradict the previous one. Any reliable sources you guys use ? Your feedback would be greatly appreciated.