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Updated about 7 years ago on . Most recent reply

I think I’m missing something when I analyze a deal
Most Popular Reply

PITI (Principal, Interest, Taxes, Insurance)
- All of the above can be concrete based on exact calculations except insurance which you should overestimate.
- Also do not forget PMI if you are less than 20% down, also overestimate
Cap Ex (8-12% depending on the size of the property and age)
Vacancy (8-12% depending on how long a unit sits vacant, tough to estimate)
Maintenance (8-12% depending on size of property and appliances)
Water/Sewage (sneaky expense, over estimate per person)
Other Utilities (Electric house meter, is it separately metered?)
Other (Snow removal, trash removal, landscaping, etc.) Estimate based on quotes
That is what I have on my list.
Good luck!