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Updated about 4 years ago on . Most recent reply

Theresa Reynolds's profile image
Theresa Reynolds's profile image
Theresa Reynolds
  • Real Estate Agent
  • from Helena MT
  • Member since Mar 26, 2020
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44
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Theresa Reynolds's profile image
Theresa Reynolds's profile image
Theresa Reynolds
  • Real Estate Agent
  • from Helena MT
  • Member since Mar 26, 2020
Connect
Theresa Reynolds
  • Real Estate Agent
  • Helena MT
7
Votes |
44
Posts
Real Estate Deal Analysis & Advice

15% or 20% down on first deal?

Theresa Reynolds
  • Real Estate Agent
  • Helena MT
Posted

Buying a SFH with a conventional loan for 95k. I got two options from my loan officer.

1) 20% down (19k) , 4.875% interest, P&I = $402, Cashflow = $200

2) 15% down (14.2k), 4.875% interest, PMI = $22, P&I = $427, Cashflow = $150

Which one makes more sense?

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