How are you securing your investment?

[Dorothy Kafui]

Over the years, I have seen how much risks investors take on - especially with off-plan projects- when they rely solely on due diligence without adding any real legal protection. One thing I always encourage my clients to do is to secure their investment legally, not just contractually.

For example: where possible, I advise them to register a charge against the developer. It is one of the strongest ways to ensure that if something goes wrong, they have a legally enforceable path to recover their funds. I have also come across jurisdictions where escrow accounts are regulated and mandatory, which adds another layer of protection by preventing developers from misusing buyer funds.

I am curious how others here approach this. How are you securing your investments in off-plan or higher-risk developments? Always open to learning from the community.