Should I rent to this tenant?

[Angie Y.]

Hi! I'm new to this and am screening a tenant. Would really appreciate your thoughts on moving forward with this tenant. The rent is $2500/mo. No evictions or criminal reports. Their credit score is 568. Derogatory items are: 

Negative Tradelines: 6

Tradelines with any historical negatives: 3

Occurrences of any historical negatives: 9

For the last 4 months, they have a recurring income of $3489, and non recurring income of $5578 for a total of $9067. 

I asked for a co-signer and their report ran this way:

Credit score of 576. Derogatory items are:

Negative tradelines: 8

There are notes on some trades that have a remark of "Chap. 13 bankruptcy". I'm not sure what that means. Payment history looks good. 

The last 3 months their average recurring income is $6486/mo and non recurring is $5488/mo for a total of $11,975

No evictions or criminal reports. 

Would you rent to them?

[Thomas Senatore]

As a Broker in Florida and runninga property management company I agree with Glen.

You MUST have a policy in place and use it the same each and every time otherwise you could be considered discriminating. 

I also have a zero tolerance policy to those who lie on the application.  If you put down any false information (evictions, felony, etc) and I find out, you will never rent from my brokerage.

We do have a tolerance if they disclose and it is within our conditions to accept.