Your Government Wants You To Fail
饾悩饾惃饾惍饾惈 饾悹饾惃饾惎饾悶饾惈饾惂饾惁饾悶饾惂饾惌 饾惏饾悮饾惂饾惌饾惉 饾惒饾惃饾惍 饾惌饾惃 饾悷饾悮饾悽饾惀.
They're doling out mortgages to borrowers with 580 credit scores and 3.5% down.
Give people with weak credit the smallest possible down payment.
Put them into the most expensive asset they鈥檒l ever own.
Then hope nothing goes wrong.
But something always goes wrong.
A job loss.
A medical bill.
A car repair.
A recession.
Poor financial decisions.
When you start with almost no equity and weak credit, there鈥檚 no margin for error.
Through January 2026, 11.5% of FHA mortgages are delinquent. Conventional loans, 2.9%
FHA loans account for nearly half of all foreclosures despite being only 15% of all mortgages.
And yet the system keeps pushing people into homeownership as if it鈥檚 some kind of moral obligation.
Did we learn nothing from 2008?
Lower the standards.
Expand access to easy credit.
Pump up housing demand.
Then act surprised when defaults rise later.
Not everyone can buy a house right now.
Sometimes the smartest move is to rent, save cash, build your credit, and buy when you鈥檙e stronger financially.
饾悡饾悺饾悶 饾惉饾惒饾惉饾惌饾悶饾惁 饾悽饾惉饾惂'饾惌 饾悰饾惈饾惃饾悿饾悶饾惂. 饾悎饾惌'饾惉 饾惏饾惃饾惈饾悿饾悽饾惂饾悹 饾悶饾惐饾悮饾悳饾惌饾惀饾惒 饾悮饾惉 饾悵饾悶饾惉饾悽饾悹饾惂饾悶饾悵, 饾悾饾惍饾惉饾惌 饾惂饾惃饾惌 饾悷饾惃饾惈 饾惒饾惃饾惍.