Insurance category recommendations

[Anne Grello]

Hi all! I was attempting to get insurance quotes today and one company told me they don’t underwrite for “short-term” rentals, only “long-term”… which category are you all insuring your mid-term rentals under? Any recommendations for coverage I should be looking for? Thank you!

[Jason Bott]

Quote from @Anne Grello:

Hi all! I was attempting to get insurance quotes today and one company told me they don’t underwrite for “short-term” rentals, only “long-term”… which category are you all insuring your mid-term rentals under? Any recommendations for coverage I should be looking for? Thank you!

Anne, insurance carriers consider long term as month to month/annual leases and STR as 30 days or less.