POA Dues and legality.

[Randall E Collins]

I currently reside in a Community in East Texas. I own the property and the home. However, I am being charged yearly POA dues simply because my property is located within the community. Allegedly, the dues are for covering the cost of road work, use of the trash compactor, swimming pool, and boat ramp. However, I do not utilize any of these, and the roads are not being repaired or cleared of trash. I do not feel like I should be required to pay any POA dues. I mean, seriously, I am paying for service not rendered. Can anyone offer me any advice? And what might be the law in this regard?

[Jay Hinrichs]

Quote from @Randall E Collins:

Thank you, Chris! 

I remember you from the past. When I was in the wholesale business. Due to my poor health, I had to shut down. So it's been a while since we connected. I called the mortgage company to find that the number is disconnected, I suppose they went out of business. I was very concerned as to what to do. Your advice is very much appreciated. I should have all of the documents from when I purchased the property. I know I have the deed at least. My plan was to search all of the documents to see if there was any signed agreement concerning POA dues. I cannot afford to hire an attorney. So I'm on my own on this one. Thanks again!

U got title insurance when you buoght the home right ??  so just look at your insurance policy it will list on there if there is a POA HOA those documents are also recorded.. then just ask a title company to pull those docs for you .. title company should have or could have provided them for you during your closing.. And or ask a neighbor.. But these are generally recorded and then you just have to find them.. if they are you have to abide by them or risk a foreclosure .. its rare to lose a home to a HOA or POA foreclosure but it does happen.