Umbrella Insurance (rentals included in coverage)

[Daria B.]

Hi

I have this coverage and have never used it. I feel it might be something I will need to tape into due to a recent issue with terminating a tenant. 

Can someone tell me if they have used this and in what case story it applied to?

cheers!

[Jason Skinner]

Alecia is correct, your umbrella is for liability only. It will not help you with anything you are talking about in this thread. You can hire an independent adjuster for a second opinion if you think the adjuster that was on the case was grossly mistaken. I would take the emotion out of it and really look at the situation from an objective stance.

As for evicting your tenant, it doesn't matter what the tenant or the tenant's lawyer feels is right or wrong. The only thing that matters is what the language in the lease agreement says and whether your judge perceives it your way or the tenant's way.