Earth Movement Insurance

[Sean Ryan]

Hey All,

Currently building a single family residence as an owner-builder that will eventually be used as STR when complete. So we've got a few different important details with the different phases of the building.

I have a State Farm policy with course of construction coverage that covers on almost all perils. However, I've been looking around for some additional "earth movement" or landslide coverage, just to add some piece of mind since the home is built on a hillside. Curious if anyone has experience adding this coverage on top of another policy and could point me in the right direction. Ideally this coverage would cover the construction phase and extend to the STR rental. Located in Idaho.

Appreciate it --