Best Landlord Insurance

[Rajshekar Manaliker]

Hello, I am looking for landlord insurance that covers sewer backup and service line coverage, or, in other words, equipment breakdown coverage, for my rental property. There are multiple insurers, but it is hard to decide whom to choose. Any suggestions and experiences would be a great help. 

[Owen Rosen]

Quote from @Rajshekar Manaliker:

Hello, I am looking for landlord insurance that covers sewer backup and service line coverage, or, in other words, equipment breakdown coverage, for my rental property. There are multiple insurers, but it is hard to decide whom to choose. Any suggestions and experiences would be a great help. 

 Equipment breakdown: Sudden and accidental mechanical or electrical breakdowns of major home systems, including central air conditioning, heating systems, water heaters, high-end appliances, security systems, and pool pumps.

Sump Pump & Drain Backup: Damage from water that backs up through sewers or drains, and water that overflows from a sump pump.

Service line: Underground piping and wiring (water, sewer, septic, power, natural gas, cable/internet).  Typically covers wear and tear, rust, corrosion, mechanical breakdown, freezing, and root invasion.

All very different coverages.