Insurance Company we not renew policy after claim

[Erick Garske]

My insurance company will not renew my vacant property policy after an insurance claim for stolen gas and electrical services from BG&E in Baltimore, Maryland. This leaves me in a precarious situation since the I need home owners insurance on the property. Is this legal? Can the any home owners insurance company simply refuse to renew a policy after a claim is made and even before that claim is settled? Should I seek legal counsel and or contact some insurance commission?

[Jason Bott]

@Erick Garske Insurance companies have guidelines they need to abide by, but they are also are like any other business in that they can choose who and what to insure.

I suggest putting your energies into finding another insurance policy for the property.  This should not be very difficult.  Who knows, you may even improve the pricing and terms.