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A Wave of Zoning Law Changes Could Have Huge Impacts for Investors and Housing—Here’s What You Need to Know
The U.S. is facing a housing deficit of about 3.2 million units, and the situation is especially dire in urban areas like New York. It’s one of the reasons prospective homebuyers are finding […]
Do You Think It’s a Tough Time to Invest? It’s Not When You Can Get Deals Like This
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HomeForumsInsuranceHomeowners vs Landlord Insurance - Owner Occupid Triplex
Lance Knapp's profile image
Lance Knapp's profile image
Lance Knapp
  • Commercial Real Estate Analyst
  • from Los Angeles, California
  • Member since Feb 16, 2016
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Lance Knapp's profile image
Lance Knapp's profile image
Lance Knapp
  • Commercial Real Estate Analyst
  • from Los Angeles, California
  • Member since Feb 16, 2016
Connect
Lance Knapp
  • Commercial Real Estate Analyst
  • Los Angeles, CA
7
Votes |
34
Posts
Insurance

Homeowners vs Landlord Insurance - Owner Occupid Triplex

Lance Knapp
  • Commercial Real Estate Analyst
  • Los Angeles, CA
Posted Feb 22 2017, 15:35

Hi, I closed on an owner occupied triplex three months ago. I got a standard CA homeowner's policy that is $126/mo with a $1,500 deductible.

My Dad brought up that since I have tenants, I may need landlord's insurance that would protect me further. Does anyone have advice on whether I should keep my policy or switch to a landlord insurance policy?

Thank you

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