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Updated about 8 years ago on . Most recent reply

Bonnie LowPoster
#1 Medium-Term Rentals Contributor
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Looking for companies offering flood insurance
We own a 2/1 recently renovated single family home in Red Bluff CA. It is in a 100 yr flood plain. We need to get a flood insurance quote. Our current company, State Farm will not offer flood insurance. Can someone recommend other carriers? The house is on the market currently. Thanks!
Most Popular Reply

@Bonnie Low I recommend reaching out to an insurance agent with a CFM title. PM me if you would like a recommendation. There is a common misconception that all flood insurance companies are the same. While we all need to adhere to NFIP/FEMA guidelines, great agents will help their clients look into methods of reducing premiums with mitigation and other methods. This is part of why I think the CFM title is important. Some mitigation methods may pay for themselves with reductions in premiums over a two year period.