Insurance for an empty (sort of) property
I'm dealing with an insurance question in San Antonio. The property consists of a SFR plus a "in-law cottage". The property is part of an estate and it will likely take a year or more to distribute the estate (I'm the executor). The SFR is currently empty and the cottage is rented. Previous insurance company doesn't want to insure the property anymore because the main dwelling is empty. What are my options? I know I could find a tenant for the dwelling and then get landlord insurance, but that is not preferred at the moment. Any thoughts?