Call independent insurance agencies

[Sergio Aguinaga]

Hey, should I consider 2 independent insurance agencies to see which one covers me best and offers the best rate? They’re about located about 30 minutes from rental property and one of them had 4.9 rating from google reviews of 500+ people and the other has a 4.9 rating from google reviews of ~100 people so they’re both pretty good it seems. What do you think? Is it worth getting quotes from both?

[Matt Moylan]

I would not only get quotes from both, but see what the agent's experience is, how often the work with investors, and see what recommendations they make for you to have.

Some agents want to just sell you a policy to get you as a client without actually giving you the correct coverage needed.  Other agents take an education route and let you make the decision on what you want your policy to cover.