umbrella insurance for more than 5 properties

[Viraj P.]

Hello Everyone,

Member on this forum since last few years and this my second post.

I am looking for recommendations for umbrella insurance provider who can add more than 5 properties in the policy.

My current provider is GEICO and they only allow 4 properties.

Thanks,

Viraj

[Frank Chin]

@Viraj P.

Use an insurance agent.

I ran into this problem some years back when I got my 6th property and the insurance company only covered up to five. My agent switched me to a commercial umbrella temporarily that cost me a lot more.

What she did for me was to locate an out of state insurer that offers residential umbrella, beyond five at a much lower price, and made the switch. 

What's nice is with an agent, she did all the work, understands the market, and worth every penny of her commission.