Hard Money buy and hold on a duplex

Hello Fellow Bigger Pocket amigos, 

Can you all help me with a project I am working on? I have a SFH already that I am renting out. Currently living in a rental apartment. My next move is to buy a duplex and live on one side and rent out the other side. A tenant is already in place that would cover a conventional loan. So at FHA I would need the 3.5 down and I don't got it... At what capacity could I us a hard money lender (If I could even find one??). Would I look to finance the $5,000 down? Or ask the hard money lender to finance the whole deal then refi later to pay them off? I believe that if I could just get past this little $5,000 problem I would be on my way to (real) real estate investing. I would love to hear from lenders as well in the Indianapolis and outlining areas to connect with. I am working with properties in the Lebanon, Indiana area. Thanks for any and all advice and comments. Dennis