Hi everyone @ BP, 

I don't want to bore you with a long story, just want to introduce myself as a Investor In The Making. My sister & I are anxious to get started (time is flying too fast and not getting any younger). Here's the thing, $2,000 is saved, credit is not so great (damage was done 6-10 yrs ago & still showing on report), we both have families and full time jobs (sigh). Listened to numerous BP Podcasts (so glad to have found yas, thank you!) and audiobooks. Always been fixer uppers ourselves, but would hire contractors for the work also. I'm feeling a little discouraged, since saving is difficult with our situations. How or where can we find a lender with very low cost startup in Maryland or Delaware to go for our first flip? I've tried several & they want at least 10% down on a $70k 4 bedroom/2.5 bath home that could sell for $175-250 after repairs. I know we are a little late in the game, but we need Financial Freedom (Don't wanna work till I'm 80) and be able to help others in any way we can. Sorry, ended up being longer that I thought. Thanks for all who help.