Lender recommendation for rehab loan Washington State

Hi all,

Does anyone have any experience with obtaining a rehab loan that is not the FHA type? Also obtaining one in the tri-county areas of Washington state (Tacoma, Pierce, Puyallup, Olympia, Lacey, Auburn, Kent)?

There is a 4-plex property I am interested in obtaining as my initial property however it won't qualify for a VA loan because the roof is in such bad condition.

I was quoted for a conventional loan, 25% down, but when I called the listing agent he said he had a guy offering with a rehab loan with only 10% down!