Reporting missed rent to credit agencies

Hi All!

I know erentpayment is an example of a company that reports missed rent payments to credit agencies.  However, the tenant can opt out in/out of it.  This in my mind somewhat defeats the purposes of using such companies because while your tenant pay on time it serves as a carrot to build up their credit but your stick is taken away because tenants can opt out (eg. just before they know they are going to be late).

Wondering if anyone has worked with a rent collection platform with a strong approach to reporting late and missed rent to credit agencies.

Thanks