What business credit card would you recommend?

Question

Jeff Filali · Answer

Chase (Ink, Freedom, Slate) and Capital One Spark all have great cash back, offer high limits and 0% intro APR for 12-18 months.  I've used all of those to do rehabs and flipping interest free!!

Account Closed · Answer

Spark from capital one 1.5% cash back.

Adam Juodis · Answer

@Cam Clinger I am a 'travel hacker' and my favorite card out there right now is the Chase Sapphire Reserve. This is a personal card, but it's a Visa Infinite card, so if you have a good income, you can get a nice Credit line. (My CL is $24K on that card). The in-branch bonus for this card is 100k UR, which can be redeemed for over $3K in travel(Online bonus is only $50k now). Annual fee is $450, but you get $300 per year in travel credit(Anything from taxi to hotel to flights), so you already next $150 bonus within 1 year of having the card. You need an excellent Credit score for this card though(750+).

If you spend more than $15k a month, I would recommend going with a Business card(High credit utilization % on personal cards will hinder your credit score).

The Amex Blue for business card is excellent if you're spending alot. There are many different link applications, but I will link the best offer out there currently that's harder to find(Via Cardratings.com). On the first year, the first $50k spent will net 2x Amex Membership rewards, first 2k spent at restaurants/bars will net 10X points(Insane), and 10k points for your first purchase(Easy!)

The Chase Ink and Amex Platinum Business(150k MR bonus, and you get mini bonuses for spending increments of 10k, 25k, etc, but this varies per the current offer).

I am a complete nerd when it comes to this stuff. Don't hesitate to ask me any questions!

Amex Blue for Business top current offer:

https://www262.americanexpress.com/apply-card/busi...

Edit: Just noticed this offer ends 2/1, so jump on it if you're for it!

Nicholas W. · Answer

I've had good luck with Chase Ink and the cash back is a nice bonus too.

Arpan Patel · Answer

Chase cards are great! Starwood Preferred Amex is wonderful because of the travel partners. Citi has some great cards as well for travel and cash back. There are also some great cards for balance transfers at 0% so maybe get two. One to load up on the points and another to balance transfer it to a 0% for 9-18 months. Also maybe check out the points guy and see what cards they recommend for travel and cash back. Hope that helps! PM me if you'd like to talk about how we do points and cash back at the office - we have of course geared it towards best system for real estate

What business credit card would you recommend?

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