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64
Posts
18
Votes
Bryan Templin
  • Marana, AZ
18
Votes |
64
Posts

Wholeselling? I had an idea wonder if it'll work?

Bryan Templin
  • Marana, AZ
Posted

so I saw a MFR deal I must have. I won't get to much into the details. Great deal but I can't get a mortgage at the moment I can either pay cash for it (don't want to but can) or my idea

Can my dad get a mortgage for the property with assign to and then transfer it to me?

Would I have to qualify with a bank? How would this work? 

Most Popular Reply

User Stats

384
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189
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Bram Spiero
  • Investor
  • Fair Lawn, NJ
189
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384
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Bram Spiero
  • Investor
  • Fair Lawn, NJ
Replied

Your dad could take a mortgage and then a couple of months in transfer ownership to you.

There is a tiny chance that the bank will call in the loan when ownership is transferred but from everything I've ever heard, as long as the new owner keeps on paying the mortgage, banks don't seem to exercise this option.

You'll not have to be qualified by the lender when ownership is assigned to you.

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