South Jersey / Philly Portfolio Lender that Allows seller 2nd

Does anyone know of a lender in the South Jersey / Philly markets that will do a 1st position loan at 70-75% and allow a seller to carry back the balance as a 2nd position lien?  I am looking specifically for Camden, Burlington & Gloucester Counties in NJ and in and immediately around Philadelphia in PA.

If you have a bank or ideally a specific banker that you recommend, please let me know.

I had a portfolio lender that would allow for seller to carry back a 2nd as long as the bank was in 1st position at 75% LTV. They reorganized and although they will still allow, their loan terms are so un-favorable (higher rates, lower amortization and lower LTV), it doesn't make sense to use them. None of my other banks are willing to do a loan with more than 75% (80% if multi) including any seller carry back.