Commercial Cash out Refinance under $75k

We have a rental Property that was just appraised at $103k. We are trying to find a Commercial Portfolio Lender that doesn't look at your DTI to cash out refinance. We have owned it since March 2017 and it's currently leased. We were in the process with a lender, and at the end, we were approved for $72,000 but their minimum was $75,000... SOOO close yet so far.

Anybody can help??