security deposit vs. insurance
Interested in BP community opinions and experience on security deposits versus landlord insurance. Obviously as the landlord, you don't have to pay to collect a security deposit whereas you'd have to pay for a landlord insurance policy if you decided to go that route. But might the convenience of not having to deal with a security deposit outweigh the cost of the insurance premium?
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Can you explain what landlord insurance is?
I have property insurance and security deposits. Not sure what your question is. Both of these are required is you ask me.