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16
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David W.
  • Investor
  • Laguna Niguel, CA
9
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16
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Cash rent deposit at bank

David W.
  • Investor
  • Laguna Niguel, CA
Posted

We have three tenants that pay each month with cash.  Prior to 2/1/18 Bank of America accepted a cash deposit directly into our property account.  Now the bank will not accept cash unless the person depositing is listed on the account and presents ID.   How can we accept cash and have the tenant deposit?   I don't want to collect in person each month.  Each deposit is less than $1,000. 

Thanks in advance. 

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2,011
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Wesley W.
  • Rental Property Investor
  • The Vampire State
2,468
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2,011
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Wesley W.
  • Rental Property Investor
  • The Vampire State
Replied

Switch to a regional or local community bank (or better yet, credit union).  I'm finding a trend with the big national banks these days: decreased customer service and increased profitability for them.  One of our local banks was acquired by Key Bank a few years ago, at which time I was introduced first-hand to these draconian policies.  

It was a pain in the a$$, but I transferred all of my business accounts to a local credit union, but I have been extremely happy with the service they have given me and my tenants since.

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