Expenses and Financing in Queens, New York

Hi All,

I'm a new investor looking at some small rentals in Queens, NY. Curious if anyone with some experience in that market could chime in on a few budget assumptions that I'm working on. Specifically:

- What is a market rate for property management in this area? I'm looking at a 4 unit rental property now, but also curious on SFR or larger commercial rentals.

- What would you assume for an interest rate on max leverage (can I get 80% LTV)? Loan amount would be $750k-$1mm.

- How would my financing options improve if I used this is a primary residence vs. investment property?

On these notes, I'd be happy to hear from some lenders and property managers in the market if this type of property is something they'd be interested in working on.

Thanks everyone,

Eric