Will bank lend on month to month leases?

Hi all-

Currently doing an inspection on a 10-unit apartment complex.

Finding out that there are not 10 2br/1.5 baths.

There is one house, 1 studio apartment, 1 1br, and 7 2br. The house was built first and the apartments are attached to it.

Secondly, I found out that of the 10 leases, 7 are month to month.

Would a conventional lender lend on that?

Seller is saying they are not at all open to seller financing. They’d rather take tax hit than do that.

Thoughts on how to proceed?