Getting Homeowners Insurance for a rental property

Hello All,

So I am planning on buying my first investment property in Philadelphia that I plan on renting out ASAP.  When speaking my State Farm insurance they indicated to me that the investment property needs to be occupied by someone within 30 days with a copy of the the lease agreement and that there is no way around that(if not the policy will be cancelled).    I cant imagine being able to occupy the property within 30 days.  Has anyone else encountered this?  Any suggestions?  

Thanks,

Maneesh