Funding for MHP - Attainable down payment through lenders

Looking into purchasing another MHP and I was wondering if anyone has had any experience getting a non-seller financed loan.  Going through my list of communities banks and have found potentially one, but they will be looking for 30%-40% down.  Currently I'm only prepared to take on about 15%-20% down out of pocket.

Trying to avoid getting hard money, but may be my only option at this point... anyone have experience with hard money and MHPs?

Thanks in advance, didn't really see much while searching through forums.