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12
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1
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Brian Ash
  • Investor
  • Corona, CA
1
Votes |
12
Posts

Need Help Refinancing Personal Residence with No Income Loan

Brian Ash
  • Investor
  • Corona, CA
Posted

I'll try to be brief. I have a 30 year mortgage (3 years old) at 4.375% on my principal residence. Would like to refi to take advantage of lower rates. If I can keep a similar payment but change it to 15 or 20 years at a lower rate I'd love to do that or lower my payment and go to 25 years. Loan originator requires showing income again, which I don't have as I left my day job after buying this house and am now self-employed. 

Any stated income loans out there for 15, 20, 25 years with rates below 4%?

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