Searching for a Private Lender in Vermont

Hello from Vermont!

With the current pandemic it's been a struggle finding the right lending. Last year I bought a mixed use property 5 units on the main access road to Mt Snow Ski Resort. I am looking for about 30,000 - $40,000 in rehab to significantly increase rental income and equity. My current lender will take months to get an appraiser out to refinance into a rehab loan. Also, refinancing with another lender I would get a penalty because my contract stated that I had to pay the interest and principle for 5 years. I'm not sure how much that penalty typically is, thats something I can check with them or my attorney? I thought about a business loan, could not find one at this time. If anyone has any ideas or knows of a private lender that would be wonderful. Hope everyone is staying healthy and safe!

Thank you,

Brooke Boucher