Hi everyone , i have a question for you here guys.

Hi everyone

When the bank will refuse lending you money ? And why ? And does the bank lend money to me if i am just graduated from collage? If no why and what should I do?  

also one of the books i have read about real estate says ( if you are going to invest in real estate multifamily deals the bank wont look to your ability to repay but will look to the property itself , then decides how much he will going to lend you 80% - 90% ) 

guys is that true? If I have a large deal 20+ units the bank won't look to my credit score ( currently I don't have any score) and look only to the NOI ?

Thank You For Reading My Question Answer Me If You Can 

With All Love And Respect :)