Buying a 2nd investment property

Hey all,

I am a local real estate agent and new investor in NEPA and I just purchased my first property a few months ago and I was looking into getting my second one come August. I have spoke to a few banks regarding a home equity loan/line of credit but banks only allow %67 loan to value (at least the ones I spoke with) on investment properties. I put down %25 so they will not let me pull money as the loan to value is not there to pull enough out. I got the impression putting down more money would allow me to pull the money out quicker and be tax deductible. A hard lender is too high of interest and too short of term to pay back. Any other suggestions? I have the cash but I am not really looking to empty it out or should I? just looking for some thoughts Thank you!!