Lender suggestions for HELOC on rental property

@Karen Pendergast good question. I’ve worked with a lot of bankers and typically they only offer primary mortgages on investment properties. Is there a reason a line of credit would serve you better rather than just refinancing and pulling out cash while rates are still low? The only other option I’ve seen with a bank is a collateralized fixed rate loan based on the equity in an investment property. When I looked at that the benefits weren’t any better that a full refinance.