need bank for HELOC on manufactured home (Florida)

Anybody know of a bank that will do a 1st postion HELOC on a rental property that is a manufactured home in Florida?

I acquired the property subject-to, and the existing mortgage is with Ameris Bank, and they would do it, but they say I'd need to go to the local branch -- and I don't live in one of their states.

I'm almost done with rehab, so I'm on the hunt for a bank that can provide this LOC.

(Why a HELOC instead of a mortgage? Because I don't need the cash back. I only need to pay off the small existing subject-to loan, and beyond that, I want cash flow and *access* to cash, not actual cash in the bank that I have to pay interest on while I'm not using it.)