bank owned recently flooded mobile park. how to offer

flooded sept 2011. owner gave deed in lieu then.

bank has 'babysat' since.

55pads, 10 rented at 230/mo each. 45 vacant. monthly after expenses 400 under current 2300/mo collections.

bank wants 250k or 20pct down to finance.

the current numbers dont support. not positive community will rent the spots with flood so recent and serious in their minds

but, it may be a deal w the right offer. ideas?