Loan options for investment property in MS

The Real Estate Agency I work with is Dove Realty owned by Katrina Hawkins. Her number is 601-238-3287. Her husband does most of my handy man work. Fondren is the best place for small multis, but I could never afford them there. Yes, I acquired all my properties BRRRR but the way I was able to finance them is no longer available. I pulled together enough money with my mother to pay cash for our first house and then rehabbed it with my credit cards. After a year I refinanced it via a first-place HELOC from Wells Fargo. They were the only bank I knew which would give HELOCs to rental properties. I then turned around and used the money to buy another house. I ended up with five houses that way. Alas, Wells Fargo no longer has those. The reason I did it that way is that it is really hard and really expensive to get financing for houses that cost less than 50K unless they are owner occupied. Of course, nowadays there aren't many houses in that price range, at least not ones you want to buy. The rest of my properties I purchased through a solo401K. If you have any self-employment income that might be worth looking into. Dmitri with Sense Financial who belongs to BiggerPockets set mine up. I've only had three properties with standard mortgages. Two of them I sold last year and my son lives in the last one while he finishes his PhD at UMMC.

Aside from my son's condo all my properties are in the South Jackson 39212 area.